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SAFE Visa® Credit Cards

Special Promo APR

0% Promo APR on balance transfers for the first 12 billing cycles, with variable  -  APR thereafter.*

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Not applicable for Smart Visa® Credit Card & transfers from existing SAFE loans

Cash Back+ Visa Signature® Credit Card

SPECIAL INTRO PURCHASE OFFER*
0% Intro APR for the first 6 billing cycles the account is open, with variable APR thereafter.
SAFE Cash Back+ Visa Signature Credit Card

SAFE Cash Back+ earns rewards, plus a little extra.

Get 1-5% cash back on every purchase and adventure.**

Enjoy exclusive travel perks, including concierge services.


variable APR

Essential Visa® Credit Card

SPECIAL INTRO PURCHASE OFFER*
0% Intro APR for the first 6 billing cycles the account is open, with variable APR thereafter.
SAFE Essential Visa Credit Card

The daily go-to card with the lowest rate.

For those who carry a balance.


variable APR

Cash Back Visa® Credit Card

SPECIAL INTRO PURCHASE OFFER*
0% Intro APR for the first 6 billing cycles the account is open, with variable APR thereafter.
SAFE Cash Back Visa Credit Card

SAFE Cash Back delivers rewards with every purchase.**

Earn 5% cash back on a bonus category, 3% on gas, EV charging stations, groceries and dining, and 1% on everything else.


variable APR

Smart Visa® Credit Card

SAFE Smart VISA CREDIT CARD

The card foundational to good credit.

Build your credit with this secured card backed by funds on deposit with SAFE.

Enjoy exclusive Visa benefits.

Low annual fee of $15.


variable APR

0% Promo does not apply to Smart Visa® Credit Card

SAFE Mobile App

Own your banking experience.

Exclusive Visa® Benefits

As a Visa® cardholder, you're eligible for these no-cost or discounted benefits.

SAFE Credit Union Visa Benefits

ID Navigator powered by NortonLifeLock
Alerts you to identity threats, helps restore your identity, and gives you greater control over your online privacy.

Dovly Uplift®
Designed to help you (re)build, monitor, and protect your credit.

Roadside Dispatch
A pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you. No membership or pre-enrollment is required. No annual dues. No limit on usage. Learn more.

Extended Warranty Protection
Helps you manage, use, and extend the warranties for eligible items purchased on your Cash Back Visa Credit Card. Get Details.

Shipt same-day delivery
From groceries to household essentials, you can get it all delivered same-day.

 

 

* Balance transfer(s) must be submitted by July 15, 2025. 0.00% Promo APR good for first 12 billing cycles after the first initiated balance transfer. Variable APR thereafter is  - , and is accurate as of . Payment may take up to two (2) weeks to process by the other financial institution. Foreign Transaction: Up to 1% of each transaction in U.S. dollars. Late Payment: $15 or the current minimum payment amount, whichever is less. Cash Back, Cash Back+, and Essential Credit Cards have a Cash Advance fee of either $10 or 3% of the amount of each transfer, whichever is greater. Rates, terms, and conditions subject to change. Exclusions: Smart Visa Credit Card and transfers from existing SAFE loans are excluded from promotional offer.

The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

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